Are you turning 65 soon? Or retiring and losing employer-based insurance? If one or both of those situations describes you, then you may be in “open enrollment” for a Medicare Supplement insurance plan. Open enrollment is an important time because you can sign up for a Medigap plan with no pre-existing condition restrictions. There is no underwriting, and you cannot be declined for coverage or made to pay more because of your health.
To enroll in a Medigap Insurance plan, you must have Medicare Parts A and B.  There are 10 Medicare Supplement Insurance Plans or Medigap Plans to choose from, although they’re not all available in every state.  The plans are completely standardized.  Coverage is the same from one company to the next. Rates, on the other hand, vary. While you can count on getting certain benefits from Medigap Plan F, for instance, you can’t count on paying the same premium as other Medicare beneficiaries are for the exact same coverage.
Are you afraid that comparison shopping is going to be a daunting task?  One way to compare rates is to run our instant quotes to get a side-by-side analysis.  It’s immediate.  It’s free, and it’s a good way to get a feel for the range of prices out there.
With the information you can find on our website about both Medigap and Medicare Advantage Plans, you have the advantage now, instead of the insurance companies.  Another advantage is that you can get an independent professional opinion on how the plans available in your area compare to your needs at no charge.  Just give us a call to arrange for a confidential consultation.'

Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.