Medicare Supplement insurance, or Medigap, rates do increase over time. Five years ago, Medigap insurance rates were about 70 to 75 percent of what they are now.  If you get a notice that your premiums are going up, you may be able to find a better price with a different company.
You can change Medigap plans at any time of the year. There is no annual enrollment period for Medigap like there is for Medicare Advantage plans. Even if your rates don’t increase, new plans do sometimes become available.  In 2010, two new plans, Medigap Plans M and N, were offered for the first time.  Both had premiums on the low end.  Check to see what’s changing in Medigap on a regular basis to be sure you aren’t over paying.
You can run our Medicare Supplement Insurance quotes to instantly compare rates from leading health insurance companies. Benefits are standardized so you simply need to concentrate on the price.  Every Medigap Plan F, one of the most popular, has the same benefits no matter which insurer offers it.
You can see how all of the Medigap policies compare here on our website.  You can also call us to get a second opinion on which plan would best meet your needs and budget.  We have independent and experienced advisors to help you get your money’s worth.  When you’re ready, we make it quick and easy to apply and get your coverage in place before you need it.

Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit