Humana Medicare Supplement Plans 2024
Humana has offered health insurance plans for over 50 years. For those who are eligible for Medicare, Humana Medicare supplement plans provide a selection of options to expand and coordinate with Medicare benefits.
Nationwide, there are 10 letter plans of MediGap, or Medicare supplement insurance, available to enhance the coverage provided by Original Medicare. Some letter plans even offer coverage for situations Medicare does not cover, such as when you travel outside of the States.
Click here to see the benefits of all 10 standardized Humana Medicare supplement plans. Because carriers may not offer every one of these options, just take a minute to run an instant quote to see the MediGap plans available where you live.
Humana Medicare Supplement Plans 2024
All Humana Medicare supplement plan members may participate in any (and all!) of these extra services:
- RightSource mail-order prescription service – easy-to-order prescription drugs delivered to your home, with extended supply (90 days) available to help lower out-of-pocket costs
- SmartSummary Rx monthly statement – provides easy-to-understand summary of prescription drug benefits, information on saving money, and tips on planning expenses; delivered monthly
- MyHumana – a password-protected, personalized home page on humana.com designed to make it easy to review benefits, utilize pharmacy tools, check medical and prescription claims, and find health information and resources
- Humana Active Outlook – members receive information on healthy living, Medicare news and updates, discounts, and coupons in the post, online, and through seminars and classes locally
- SilverSneakers Fitness Program – participants receive a free basic membership to any locally participating fitness center; members may also participate in group exercise classes and utilize trained Personal Benefits Manager to develop a personalized fitness plan. SilverSneakers is designed for members at all fitness levels.
If you’d like help comparing your choices, just call our toll-free number at 1-800-913-3416. One of our agents with Medicare plan experience will take a look at the plans available to you and give you a comprehensive overview of your options.
MediGap insurance will remain in effect as long as the policy is kept active; the policy cannot be canceled due to any health issue and is guaranteed renewable.
How to Apply for Humana Medicare Supplement Plans
When you’re ready to apply, we will be happy to answer your questions and help you enroll You’ll have direct access to your Personal Benefits Manager, a licensed agent, to help with any concerns you may have before you apply, while your application is being reviewed by the insurance company, and after your Medicare plan is in force.For a confidential, no-obligation telephone consultation, please click here. You may also wish to give us a call toll-free at 1-800-913-3416. You’ll be immediately connected with one of our Personal Benefits Managers to research your options.
Humana Medicare Supplement FAQs
What Medigap plans does Humana offer?
Humana offers every Medigap plan except for Plans D and M.
Is there a discount for automatic payments?
Yes. There’s a $2/month discount if you set up automatic premium payments.
When can I enroll in a Humana Medicare supplement plan?
The best time to enroll is during the Medicare Supplement Open Enrollment window when you first become eligible for Medicare.
This period starts on the 1st day of the 1st month in which you’re age 65 or older and enrolled in Medicare Part B. In some states, you can buy a plan on the 1st day you’re enrolled in Medicare Part B, even if you’re not yet 65.
If you don’t sign up during this window, however, you may have to go through medical underwriting. Humana is one of the stricter companies when it comes to medical underwriting, and will usually deny applicants after the open enrollment period if they have uncontrolled diabetes, AIDS, cancer, or other serious medical conditions.
What additional benefits does Humana offer Medicare Supplement plan members?
Humana offers one of the most extensive menus of value-added offerings to Medigap members in the industry. Depending on your plan and location, Humana Medicare supplement plan enrollees may have access to:
- Telemedicine
- 24-hour nurse hotline
- Discounts on vision benefits through EyeMed
- Discounts on hearing aids
- Discount prescription drug program
- The SilverSneakers fitness program
- Jenny Craig weight loss program discounts
- Discount on LifeLine fall detection and alert service
Reviewed by Whitney Kline
Fact checked by Wiley Long
Humana Medicare Supplement Reviews
Satisfied but Room for Improvement
My journey with Humana Medicare Supplement has been a mixed bag. On the positive side, their customer service is responsive and friendly. I appreciate the variety of plans they offer, allowing for some customization based on individual needs. However, there have been instances where the billing process felt confusing, and understanding the details of my coverage required extra effort. The prescription drug coverage, while satisfactory, could use some streamlining. It’s not a bad plan, but there’s room for improvement in terms of clarity and ease of use.
Affordable and Comprehensive Care
Humana’s Medicare supplement plan has proven to be a cost-effective solution for my healthcare needs. The affordability of the premiums, coupled with the extensive coverage provided, makes it a standout option for seniors like myself. I appreciate the transparency in their pricing and the ease of understanding the benefits.
It can be better
I find the coverage to be satisfactory. The network of healthcare providers is extensive, and I’ve had positive interactions with their customer service team. However, the prescription drug coverage could be more comprehensive, and I’ve encountered some delays in claim processing. The premiums are reasonable, but I’ve noticed a lack of flexibility in adjusting coverage to better suit my changing health needs. While it’s not a perfect plan, it meets the basic requirements for healthcare coverage. A three-star rating reflects my overall neutral sentiment with room for improvement in certain areas.
Saved my elderly mom’s life
My mom is 74 and has a Medigap plan from Humana One. She’s had a few claims over the years, but nothing significant. Until January, when she slipped on an icy porch pavement and fractured her hip. My brothers and I check on her regularly. But my older brother just left an hour before.
Dad was out of town, so she was by herself for the night. Fortunately, she had a discount on life alert service from Humana One, and my brothers and I signed her up for it, paying her the extra subscription costs. She had the alert button and was able to call for an ambulance. If she hadn’t had the alert button she could have frozen to death outside, because it might have been hours before someone found her.
Humana has higher premiums than some. But one of the extras may have helped save my mom’s life.
Humana’s drug plan
We have Medicare Supplement with a different company, but we bought a prescription drug plan from them just in time. My wife got a cancer diagnosis a couple of months after we added the Part D plan for 78 dollars a month and a $450 deductible, but no deductible for Tier 1 and Tier 2 drugs.
Now she takes a lot of medications that would cost over $4,000 per month all by themselves if we didn’t add Part D coverage during fall open enrollment last year.
It comes in three tiers: Premier, which is the best, but costs the most, Basic, which has higher deductible for tier 1 and 2 medications, and Walmart level.
Don’t get the Walmart level. Invest in the best prescription drug plan you can afford. Because chances are very high you’re going to need it.