Aetna Health Insurance Company (New Jersey)

aetna

aetna

Aetna Health Insurance Company in New Jersey has over 30 years of experience in the market, and has a wide range of health insurance products such as pharmacy, group life, dental, and medical. They have the distinction of being one of the most diversified health care benefit companies, and serve over 46 million people in the country.

Plan options

Medicare leaves gaps when it comes to coverage, which is where Medicare Supplement plans, also known as Medigap plans, come in. New Jersey is also one of the states that offers Medigap policies for people under 65 if they are eligible due to a disability or End-Stage Renal disease. Aetna offers a variety of plans, which are labeled by the letters A, B, C, D, F, G, K, L, M, and N.

  • Plans that cover 100% Medicare Part A coinsurance and hospital costs up to an extra year after Medicare benefits are used: Plans A-N
  • Plans that cover 100% Medicare Part B coinsurance or copayment: Plans A-G, M, and N
    • Plans K and L cover 50% and 75%, respectively.
  • Plans that cover 100% of the first 3 pints of blood: Plans A-G, M, and N
    • Plans K and L cover 50% and 75%, respectively.
  • Plans that cover 100% of Part A hospice care coinsurance or copayment: Plans A-G, M, and N
    • Plans K and L cover 50% and 75%, respectively.
  • Plans that cover 100% skilled nursing facility care coinsurance: Plans B-G, M, and N
    • Plans K and L cover 50% and 75%, respectively, while A and B do not cover it at all.
  • 100% of Part A deductible: Plans B-G, and N
    • Plans K, L, and M cover 50%, 75%, and 50%, respectively, while A does not cover it at all.
  • 100% of Part B deductible: Plans C and F only

Additional products

In addition to their lettered Medigap plans, Aetna offers supplemental insurance products in their Protection Series. It consists of plans for Cancer and Heart Attack, Stroke, Recovery Care, and Home Care Plus indemnity.

They also have a Final Expense plan that can help cover costs like caskets, transportation, funeral service, last debts, and more. With this plan, the benefits will be paid to whoever the policyholder picks.

Have more questions?

If you live in New Jersey and have more questions about Aetna or how Medigap plans work, please call us toll-free at 800-913-3416. An MGA Personal Benefits Manager will be standing by to help you with whatever you need.