MediGap
Additional Benefits Save
Money on Prescription Drugs, Lab Fees, and More! At
MediGap
Advisors, we want
to help you be smart about how you handle your medical expenses. By taking
advantage of all the money-saving tools available, you can reduce your annual
medical costs by thousands of dollars. (By the way, the first step towards
saving money is to obtain a Medicare supplement plan or a Medicare Advantage
plan. Complete instructions on how to get the best plan for your needs
can be seen on the How
To Guide page. Wiley also periodically shares some great
money-saving tips on his Medigap
Advisors Blog.)
- Prescription
Drug Discounts - Whether you are covered by Medicare Part D
or not, there may be times when you have to pay for prescription medications
from your own. If this does happen, we can show you how to save money on your
prescriptions. There is a wide variation in pricing on prescription
drugs, and smart shoppers can save a lot of money by doing some comparison
shopping. To help you lower your prescription costs even further, MediGap
Advisors has
two resources which may dramatically reduce your prescription drug costs.
The first is a Prescription Drug Discount Card that you can download immediately,
cut out, and put in your wallet. Youll have access to online pricing,
so you can be sure youre getting the best price available before you
head to the pharmacy. This card is widely accepted, offers go od discounts,
and we recommend you always check prices with this card even if your insurance
company also provides a discount prescription card.
We have another resource that will research worldwide prices on prescription
drugged, all sourced directly from the manufacturer. If there are significant
savings for your medications, you qualify to order a 90-day supply at a time.
Click on the link above to access both of these benefits.
- Lab
Fee Discounts - If you ever want or need any lab test not covered
by Medicare, you will want to make sure that you pay the lowest possible cost.
The biggest markups in health care are for prescription drugs and lab tests.
Instead of paying full retail price for things like blood work and CAT scans,
MediGap
Advisors clients
and visitors have access to discounted pricing that reduces the costs by as
much as 80%. Simply go online, order the tests you want, and then head
to the closest participating lab to have the test run. Results are usually
available within 48 hours.
- $100
Deductible Supplemental Accident Plans - Though most accidents
you may find yourself in will be covered by your Medicare or Medicare Supplement
coverage, there may be times when you incur additional expenses that may not
be covered. If that is cause for concern, you may want to consider a
purchasing supplemental accident plan as well. These plans only have
a $100 deductible, and then cover 100% for any accident, up to $5,000 or $10,000.
Since most people are more likely to have an unexpected accident than an expensive
sickness, an accident plan is a great way to buffer the high deductible of
an Medigap-qualified plan. And they're inexpensive, starting at only
$22 per month. Benefit exclusions and limitations may apply.
-
Bill Negotiation
Service - Insurance companies and major employers have the
power to negotiate with doctors and hospitals to receive lower prices than
the general public gets, something the average individual cant do.
Because of MediGap
Advisorss
large presence in the marketplace, you now have access to the same service,
risk free. Before paying a medical bill, our members simply submit your
claims to our negotiation service, and if they can negotiate a reduced bill
you get to keep 70% of the savings! If they are unable to negotiate
any further price reductions, then you pay nothing. Sign
up for this service at NO COST, and receive the 70% savings rate that
is available only to MediGap
Advisors
website visitors.
- International
Medical Treatment - More and more Americans are traveling out
of the country to receive medical treatment. High quality treatment
from U.S. board certified surgeons can often be had for a fraction of what
it would cost here in the U.S. Substantial savings are available on dental
work, cosmetic surgery, and even things like knee replacement or bypass surgery.
MediGap
Advisors partners
with PlanetHospital
and PlacidWay.
PlanetHospitals
on-staff doctors will consult with you about your situation, recommend appropriate
surgeons and facilities, and arrange for all treatment. MediGap
Advisors clients
and visitors will have their consultation fee waived, and receive an additional
10% discount on the concierge fee.
PlacidWay, a health and wellness tourism
company, connects you with your ideal healthcare service provider in a location
of your choice, and charges no fees. You are given a complete freedom
to explore, customize, and experience healthcare options around the world
that fit your personal needs, finances, and desires.
- Tax
and Legal Assistance - KKO Lawyers is a nationwide
tax-law firm specializing in the areas of tax, estate and business planning
for small business owners all over the country. They can help you with
your tax planning and asset protection structure, and they teach strategies
that really work - including the use of Medigaps. KKO Lawyers is a company
every small business owner should at least consider when forming their advisory
team for tax and legal planning.
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