Additional Benefits - MediGapAdvisors.com

At MediGap Advisors, we want to help you be smart about how you handle your medical expenses. Medigaps reward informed consumers who wisely spend their medical dollars. By taking advantage of all the money-saving tools available, you can reduce your annual medical costs by thousands of dollars, and have more money in your Medigap as it grows tax-free to cover future medical expenses you may have in retirement. (By the way, the first step towards saving money is to obtain a Medicare supplement plan or a Medicare Advantage plan. Complete instructions on how to get the best plan for your needs can be seen on the “How To” Guide page.)

Prescription Drug Discounts - Whether you are covered by Medicare Part D or not, there may be times when you have to pay for prescription medications from your own. If this does happen, we can show you how to save money on your prescriptions. There is a wide variation in pricing on prescription drugs, and smart shoppers can save a lot of money by doing some comparison shopping. To help you lower your prescription costs even further, MediGap Advisors has a Prescription Drug Discount Card that you can download immediately, cut out, and put in your wallet. You’ll have access to online pricing, so you can be sure you’re getting the best price available before you head to the pharmacy. This card is widely accepted, offers good discounts, and we recommend you always check prices with this card even if your insurance company also provides a discount prescription card.
Lab Fee Discounts - If you ever want or need any lab test not covered by Medicare, you will want to make sure that you pay the lowest possible cost. The biggest markups in health care are for prescription drugs and lab tests. Instead of paying full retail price for things like blood work and CAT scans, MediGap Advisors clients and visitors have access to discounted pricing that reduces the costs by as much as 80%. Simply go online, order the tests you want, and then head to the closest participating lab to have the test run. Results are usually available within 48 hours.
$100 Deductible Supplemental Accident Plans - Though most accidents you may find yourself in will be covered by your Medicare or Medicare Supplement coverage, there may be times when you incur additional expenses that may not be covered. If that is cause for concern, you may want to consider a purchasing supplemental accident plan as well. These plans only have a $100 deductible, and then cover 100% for any accident, up to $5,000 or $10,000. Since most people are more likely to have an unexpected accident than an expensive sickness, an accident plan is a great way to buffer the high deductible of an Medigap-qualified plan. And they're inexpensive, starting at only $22 per month. Benefit exclusions and limitations may apply.
Bill Negotiation Service - Insurance companies and major employers have the power to negotiate with doctors and hospitals to receive lower prices than the general public gets, something the average individual can’t do. Because of MediGap Advisors’s large presence in the marketplace, you now have access to the same service, risk free. Before paying a medical bill, our members simply submit your claims to our negotiation service, and if they can negotiate a reduced bill you get to keep 70% of the savings! If they are unable to negotiate any further price reductions, then you pay nothing. Sign up for this service at NO COST, and receive the 70% savings rate that is available only to MediGap Advisors website visitors.
International Medical Treatment - More and more Americans are traveling out of the country to receive medical treatment. High quality treatment from U.S. board certified surgeons can often be had for a fraction of what it would cost here in the U.S. Substantial savings are available on dental work, cosmetic surgery, and even things like knee replacement or bypass surgery. MediGap Advisors partners with PlanetHospital and PlacidWay.

PlanetHospital’s on-staff doctors will consult with you about your situation, recommend appropriate surgeons and facilities, and arrange for all treatment. MediGap Advisors clients and visitors will have their consultation fee waived, and receive an additional 10% discount on the concierge fee.

PlacidWay, a health and wellness tourism company, connects you with your ideal healthcare service provider in a location of your choice, and charges no fees. You are given a complete freedom to explore, customize, and experience healthcare options around the world that fit your personal needs, finances, and desires.
Tax and Legal Assistance - KKO Lawyers is a nationwide tax-law firm specializing in the areas of tax, estate and business planning for small business owners all over the country. They can help you with your tax planning and asset protection structure, and they teach strategies that really work - including the use of Medigaps. KKO Lawyers is a company every small business owner should at least consider when forming their advisory team for tax and legal planning.
Retirement Planning and Long-term Care - Through a special association with LPL Financial, we are now providing free consultations to help you optimize your long-term financial planning. The objective is to help you minimize risk, minimize taxes, and maximize your return. We have seen many people make serious mistakes when it comes to their retirement planning and how they pass along assets to their heirs – with sometimes tragic consequences. For more information and to receive your free Personal Financial Organization Kit, call our toll-free recorded hotline and leave your contact info - 866-670-0783.
Low Cost Term Life Insurance - The best value in life insurance is term life. Medigap Advisors has access to low-cost term life insurance for people as old as 78 years. Choose the amount of coverage you want, and for a period of 15, 20, 25, or 30 years your premiums will never change. Term life rates are lower than they’ve ever been, and you have access to the lowest rates available. Get an instant quote online and apply today.