At MediGap
Advisors,
we want to help you be smart about how you handle your medical expenses.
By taking advantage of all the money-saving tools available, you can reduce
your annual medical costs by thousands of dollars. (By the way, the
first step towards saving money is to obtain a Medicare supplement plan
or a Medicare Advantage plan. Complete instructions on how to get
the best plan for your needs can be seen on the How
To Guide page. Wiley also periodically shares some great
money-saving tips on his Medigap
Advisors Blog.)
- Prescription
Drug Discounts - Whether you are covered by Medicare
Part D or not, there may be times when you have to pay for prescription
medications from your own. If this does happen, we can show you how
to save money on your prescriptions. There is a wide variation in
pricing on prescription drugs, and smart shoppers can save a lot of
money by doing some comparison shopping. To help you lower your prescription
costs even further, MediGap
Advisors
has a resource which may dramatically reduce your prescription drug
costs.
Our Prescription Drug Discount Card that you can download immediately,
cut out, and put in your wallet. You’ll have access to online pricing,
so you can be sure you’re getting the best price available before
you head to the pharmacy. This card is widely accepted, offers good
discounts, and we recommend you always check prices with this card
even if your insurance company also provides a discount prescription
card.
- Lab
Fee Discounts - If you ever want or need any lab test
not covered by Medicare, you will want to make sure that you pay the
lowest possible cost. The biggest markups in health care are
for prescription drugs and lab tests. Instead of paying full retail
price for things like blood work and CAT scans, MediGap
Advisors
clients and visitors have access to discounted pricing that reduces
the costs by as much as 80%. Simply go online, order the tests
you want, and then head to the closest participating lab to have the
test run. Results are usually available within 48 hours.
SilverSneakers
Free Fitness Program – Take charge of your health
with the SilverSneaker program. You’ll receive a free basic membership
at one of the participating gyms across the country. This includes
access to amenities such as heated pools, treadmills, and weights.
Plus, you can take SilverSneakers classes taught by certified instructors
specifically for older adults – all at no additional cost. Gym memberships
typically run around $240 per year, and this complementary membership
includes Curves for women. Research published in The Lancet shows
that just 92 minutes of moderate activity per week can add three years
to your life. SilverSneakers is designed to make exercise that fun
and social for seniors. Contact one of our MediGap
Advisors today
to see if a plan near you offers SilverSneakers.
Free
Will Preparation - If you do not have a current will
in place, creating one should be one of your top priorities. While
having an attorney help you format your will can be important, if
you have a simple estate you can easily create your own will for free.
This site (which is not affiliated with Medigap Advisors in any
way), enables you to easily set up a legal will in any state except
Louisiana.
- Bill
Negotiation Service - Insurance companies and major
employers have the power to negotiate with doctors and hospitals to
receive lower prices than the general public gets, something the average
individual cant do. Because of MediGap
Advisorss
large presence in the marketplace, you now have access to the same
service, risk free. Before paying a medical bill, our members
simply submit your claims to our negotiation service, and if they
can negotiate a reduced bill you get to keep 70% of the savings!
If they are unable to negotiate any further price reductions, then
you pay nothing.
- Low
Cost Term Life Insurance - The best value in life insurance
is term life. Choose the amount of coverage you want, and for
a period of 10, 20, or 30 years your premiums will never change.
Term life rates are lower than theyve ever been, and you have
access to the lowest rates available. Get an instant quote online
and apply today.
- International
Medical Treatment - More and more Americans are traveling
out of the country to receive medical treatment. High quality
treatment from U.S. board certified surgeons can often be had for
a fraction of what it would cost here in the U.S. Substantial savings
are available on dental work, cosmetic surgery, and even things like
knee replacement or bypass surgery. MediGap
Advisors
partners with PlanetHospital
and PlacidWay.
PlanetHospitals
on-staff doctors will consult with you about your situation, recommend
appropriate surgeons and facilities, and arrange for all treatment.
MediGap
Advisors
clients and visitors will have their consultation fee waived, and
receive an additional 10% discount on the concierge fee.
PlacidWay, a health and wellness
tourism company, connects you with your ideal healthcare service provider
in a location of your choice, and charges no fees. You are given
a complete freedom to explore, customize, and experience healthcare
options around the world that fit your personal needs, finances, and
desires.
- Tax
and Legal Assistance - KKO Lawyers is
a nationwide tax-law firm specializing in the areas of tax, estate
and business planning for small business owners all over the country.
They can help you with your tax planning and asset protection structure,
and they teach strategies that really work - including the use of
Medigaps. KKO Lawyers is a company every small business owner
should at least consider when forming their advisory team for tax
and legal planning.
- Retail Benefits Program – Enroll in the Retail Benefits program and start earning cash back while you shop online from major retailers, such as Amazon or Travelocity. Absolutely no strings attached and no cost to you. Simply click here to sign up, download the shopping assistant and start earning today.
Health
& Wealth Report - Our MediGap
Advisors
clients receive a monthly newsletter informing
them on Health & Wealth information to improve their overall health
insurance situation. Sign up for a Medigap plan today and start
receiving our newsletter.