Many illnesses, such as dementia or Alzheimer’s disease, may require long-term care that exceeds what Medicare will cover. Medicare covers 80 percent for your initial mental health visit, and 80 percent for medication management. It only covers 55 percent for ongoing mental health treatment, though.
Medically necessary doctor visits, and laboratory tests needed to diagnose dementia or Alzheimer’s disease may include:
– Consultations with a primary care physician and other specialists
– A mental status evaluation to assess cognitive capabilities
– A physical examination
– A brain scan to detect other causes of dementia, such as stroke
– A psychiatric evaluation
– A positron emission tomography (PET) scan.
A PET scan can evaluate the cause of memory disorders that cannot be determined from any other diagnostic test. Sounds overwhelming, doesn’t it?
To be sure you have the coverage you need when you need it, look into Medicare Supplement Insurance now. At MediGap Advisors, we only represent the highest rated insurance companies, including Mutual of Omaha – a United World Life Insurance Company, Anthem Blue Cross Blue Shield, Humana One, UnitedHealthcare, and more.
We’ve put together an easy to use Medigap Plans Guide for you, and we offer no-cost consultations with your own Personal Advisor. No, you won’t be connected to a phone bank of operators. You’ll get free help from licensed insurance agents to help you compare how Medigap Plans fit your situation. To schedule a time that is convenient for you, just call us at 866-323-1441, and we can arrange evening or weekend telephone appointment times to fit your schedule.
Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.