After wading through pages of confusing information about Medicare, you may think that nothing about healthcare during retirement is either clear or predictable. Why did I say that Medicare Supplement Insurance is different? Medigap Plans are standardized.
What that means for you is that you can be sure what is covered no matter which insurer offers you a Medigap Plan. That’s not true with Medicare Advantage Plans. With MA Plans, you have to check every plan to be sure what you are getting.
With Medigap Insurance, you know that every Plan F, for example, has the same coverage in almost all states. Massachusetts, Minnesota and Wisconsin are the only states with variations of the 10 standard Medigap Plans.
Medigap coverage automatically supplements your Medicare coverage. When Medicare pays for 80 percent of your doctor bill, Medigap takes care of the 20 percent that’s left. Medigap Plans follow Medicare rules and disputes are rare indeed. See what Medigap coverage has to offer at our website.
Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.