Millions of Americans are enrolled in Medicare plans that provide coverage for their healthcare needs when they are within the United States. However, as soon as Medicare beneficiaries travel outside of the United States, they may lose their Medicare healthcare coverage – even when on a short vacation such as a cruise or brief holiday.
According to an article recently published in the Dallas News, “Those with basic Medicare coverage are essentially uninsured outside the 50 U.S. states and District of Columbia.” This means that any Medicare subscriber who takes an international vacation may forfeit Medicare coverage during that vacation. If they require and medical care, they may have to pay for it out of pocket.
Medicare Supplemental insurance may, however, help to provide the coverage that many Medicare beneficiaries need while travelling abroad. Medicare beneficiaries should be sure that their Medicare plans provide suitable coverage, though. “Supplemental Medigap (plans C and above) may provide some international coverage, but watch out for deductibles and lifetime benefits as low as $50,000,” according to the Dallas News article.
If you are planning a trip abroad and need help finding the right Medicare Supplement plan for your trip, contact us today. We can help to match you with a Medicare Supplemental insurance plan that will match your budget and health care needs – no matter where you travel!
Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit www.MediGapAdvisors.com.