Yes, that’s right, even with serious pre-existing conditions you can still get help to pay for all of Medicare’s co-pays, co-insurance and deductibles. That’s the good news. The not-so-good news is you only have a six-month window in which to apply for this no-questions-asked coverage.
During open enrollment, an insurer cannot put an exclusion on any pre-existing health conditions you may have. Even if you have cancer, heart disease or another serious illness, your application for a Medigap Plan cannot be denied during open enrollment, nor can an insurer charge you higher premiums than it’s charging healthier people. That’s why open enrollment can save you a lot of money – not to mention, a lot of hassles.
Your six-month open enrollment period for Medicare Supplement Insurance starts on the first day of the month in which you are BOTH at least 65 AND are enrolled in Medicare Part B. There may be additional open enrollment periods along the way, but this one is guaranteed for everyone.
MediGap Advisors can help you compare plans and be ready to take advantage of open enrollment. We can save you days of research because we have years of experience and a treasury of resources. Use our expertise to get the best Medicare Supplement Insurance at the guaranteed lowest rate around. Visit us online, or call us toll-free at 866-323-1441. There’s never a charge for our services, nor are you in any way obligated to make up your mind on the spot. We’ll be here whenever you’re sure that you’re ready to start saving with Medigap Insurance.