When your Medicare benefits don’t cover unexpected health care, you can end up with a hefty medical bill. Lots of people prefer using Medicare Supplemental Insurance so they can predict what they’ll need every month. They can budget for their premium and not have to worry about being surprised by doctor or hospital bills.
With a range of choices, Medigap policies offer different ways to plan for the unexpected. You can get everything from comprehensive (with Medigap Plan F) to minimal coverage (with Plan A). To keep the benefits options clearly distinguishable, Medigap Plans are labeled by letter.
If you’re not using all of benefits of a particular Medigap plan, why not look into the alternatives? You may be able to get the amount of coverage you need at a lower cost. Medicare expanded to provide full coverage for recommended preventive care, so you may be able to get by with a more affordable Medigap policy now.
You can see how all of the Medigap policies compare here on our website, and then you can check out premiums with our instant quotes. You can also call us to get a second opinion on which plan would best meet your needs and budget. Our independent and experienced advisors can help you compare coverage from different insurance companies to help you get your money’s worth.
Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit www.MediGapAdvisors.com.