In 2007, 37 percent of Medicare beneficiaries surveyed rated their coverage as excellent, and only eight percent rated their insurance as fair or poor. In contrast, 20 percent of the people surveyed who received health insurance through an employer rated their coverage as excellent, and 18 percent rated their coverage as fair or poor.
Medicare beneficiaries were less likely than those with private coverage to report negative experiences, such as having expensive medical bills for services that weren’t covered, or being charged a lot more than their insurance would pay. Medicare beneficiaries were even less likely to report that their doctors didn’t accept their insurance.
This survey suggests that Medicare’s greater purchasing power facilitates access to doctors. For example, only 10 percent of Medicare beneficiaries said their doctors didn’t take their insurance, but 17 percent of people with employer-based insurance reported doctors not accepting their insurance, and 24 percent of people with individual coverage had the same problem.
Medicare Supplement Plans can give your even more coverage options. At MediGap Advisors, we make it easy and hassle-free for you to see what Medicare Supplement Plans (or Medigap Plans) offer. We’ll assign your own Personal Advisor to discuss your needs, and help you compare several plans that offer a range of premium prices. To arrange for a no-cost consultation with our friendly experts just call Carol at 866-323-1441. We have evening and weekend appointment times available to answer your questions about the benefits of Medicare Supplemental Plans.
Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit www.MediGapAdvisors.com.