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How Do Medicare Supplement Plans Cover Doctor Bills?

Are you just beginning to understand what Medicare leaves you to pay for out of your own pocket? Don’t despair! There are 10 different Medicare Supplement Insurance plans to protect you from medical bills when you need care from a doctor or another type of health care provider.

When you need to see a doctor, Medicare has a deductible you must meet before it pays for your bills. In 2010, you have to pay $155 on doctor services before your Medicare coverage even begins. That’s where Medigap Insurance really helps. Medigap Plan C and Medigap Plan F will reimburse you for that $155 in 2010 and will still reimburse you in the coming years even if the deductible is more.

Once that deductible is out of the way, Medicare pays for 80 percent of your doctor bills, up to a fixed amount. You can select from several Medigap plans to help you out with the 20 percent that’s left, again up to that fixed amount. If your doctor charges more, you can also choose Medigap Plan F to pay for 100-percent of the difference between what Medicare will pay for a procedure and what your doctor actually charges.

With 10 different plans to manage your health care costs, Medicare Supplement Insurance has the coverage you need to take control of your health care budget. To see where Medicare’s gaps expose you to high medical bills, visit online. If you still have questions, you can arrange to speak with a Medicare Planning expert by calling MediGap Advisors at 866 323-1441. These specialists can answer your questions, help you compare plans and even help you enroll all for no charge. As independent agents, they can also help you compare the benefits and premium prices that are available from different insurance companies to ensure you get the best value in Medigap Insurance.

Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.


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