Thirty-five percent of beneficiaries polled by the National Council on Aging and United Healthcare said they were confused by the choices they have to make to get their Medicare benefits. And, why wouldn’t they be? There are a couple dozen different Medicare Advantage Plans available in some locations.
People who are new to Medicare may not even realize that Medicare Advantage Plans are a private insurance alternative to traditional government-sponsored Medicare. If beneficiaries want to go with traditional Medicare, they also have choices that can expand their benefits.
Ten kinds of Medigap Insurance can be added to Medicare to complete your coverage. Of course, you can only pick one Medigap Plan to supplement Medicare at a time. And, you can’t have both Medigap Insurance and a Medicare Advantage Plan at the same time because the benefits would overlap. It would not only be a waste of your money, but it’s also not legal for someone to sell you such duplicative coverage.
If Medicare is confusing you, we can answer your questions. If you’re not even sure what questions to ask, just listen to our monthly teleseminar. You can learn from experts on what Medicare will and won’t pay for, and then ask questions that come to mind during the question and answer segment. We’ll also cover how Medicare Supplement Insurance Plans work so you can decide for yourself whether they would be helpful with your own health care costs.