Many people sign up for a Medicare Supplement Plan with their Medicare. Another alternative you can choose is to sign up for a Medicare Advantage Plan or an “MA Plan”.
There are two main reasons why people sign up for Medicare Advantage Plans. First, there are no health questions asked. You are guaranteed acceptance even if you have pre-existing medical conditions. Just recently, Medicare beneficiaries with ESRD were given the chance to change their plan type.
The second reason is that Medicare Advantage Plans usually have lower premiums. You may even have $0 premiums, but these plans are not available in all areas. Some Medicare Advantage Plans even include dental and vision benefits as well as free health club memberships.
You can enroll in a Medicare Advantage Plan when you are first enrolling in Medicare Parts A and B, or during the Annual Election Period. You can find all the information you need to get free Medicare Advantage quotes and a professional consultation to help you compare your options here on our website.
Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit www.MediGapAdvisors.com.