If you have Original Medicare, you’re probably familiar with Part A and Part B coverage. You may have added a Part D Prescription Drug Plan, too. Did you know you can often get all three with a single Medicare Advantage Plan?
These plans are known as Part C because they offer an alternative to Original Medicare that combines Medicare’s Part A, B and D benefits. Medicare Advantage Plans or MA Plans cover the same health care as Original Medicare, but they frequently add extra benefits.
Some plans help with dental care costs, eyeglasses, and hearing aids. Despite the extra coverage, MA Plans typically have low premiums. You may even be able to find MA Plans that would cost you $0 in monthly premiums.
MA Plans are not available in all areas and they do have some restrictions. To keep costs low, they typically restrict care, unless it’s an emergency, to a network of providers who agree to negotiated prices. MA Plans then pass on the savings to beneficiaries with low premiums. You can learn more about Medicare Advantage Plans on our website.