With a Medicare Advantage Plan, generally all of your Medicare-covered health care is provided through that plan, which can include prescription drug coverage. Medicare Advantage Plans may offer more benefits, and lower co-payments than Medicare Part A and B.
What are the real advantages of Medicare Advantage plans? To determine that, the American Health Insurance Plans Center for Policy and Research studied the health care patterns of those enrolled in Medicare Advantage plans, and traditional Medicare. The differences were striking.
Compared to beneficiaries enrolled in traditional Medicare, beneficiaries enrolled in Medicare Advantage plans had an 11-percent reduction in hospital admissions, and a 20-percent reduction in days spent in a hospital. In addition, those enrolled in Medicare Advantage plans had a 24-percent reduction in emergency room visits, a 39-percent reduction in readmissions, and a 10-percent reduction in admissions that were potentially avoidable over the Medicare beneficiaries. These reductions may be related to the fact that doctor office visits were 25-percent higher for Medicare Advantage beneficiaries than Medicare beneficiaries. Medicare Advantage beneficiaries may be healthier because they receive higher levels of health care.
At Medigap Advisors, enrolling in a Medicare Advantage Plan is easy. Call us at 866 323-1441 for a free Medicare Advantage consultation, or request a free Medicare Advantage quote. We can answer your questions, and handle your enrollment entirely over the phone. If you prefer, we can email, fax, mail, or personally deliver an application to you. Start now to ensure your retirement will be secure with the best coverage to protect your health.
Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit www.MediGapAdvisors.com.