Humana Inc. – a leading health insurance provider for individuals and families around the country – is expanding its portfolio of Medicare Advantage plans for 2010 in order to ensure that Medicare beneficiaries have even more options when it comes to selecting the best healthcare options for their needs.
What you need to know about Medicare Advantage:
A Medicare Advantage plan is a type of healthcare plan that is available to Medicare beneficiaries. With a Medicare Advantage plan, participants generally receive more flexible and targeted healthcare coverage than Original Medicare plans, making Medicare Advantage plans excellent solutions for many Medicare participants.
Medicare Advantage plans are similar to traditional health insurance plans in that participants will pay monthly premiums, which are generally very economically priced. Participants may also get health benefits and coverage options that are not provided through Original Medicare. Therefore, for individuals who need additional healthcare coverage that is not already covered by Original Medicare, Medicare Advantage plans may be the most affordable and comprehensive solutions.
Medicare Advantage plans are often more affordable than Original Medicare – even when they offer more targeted coverage for participants. While all Medicare Advantage plans differ from provider-to-provider and from plan-to-plan, a few of the popular offerings from Medicare Advantage plans include: prescription drug coverage, health-and-wellness offerings, and disease-management programs.
Also, like traditional health insurance plans, all Medicare Advantage plans differ by state and county, so you’ll want to speak with a Medicare Advantage specialist to learn more about which Medicare Advantage plans are available in your area for your budget and needs.
A word about Humana:
Humana is a national health insurance company that is traded on the New York Stock Exchange. It is the second largest provider of Medicare Advantage plans and Medicare prescription drug plans across the country. In 2010, Humana will have more than 100 prescription drug plans for participants to choose from.
If you are interested in learning more about how a Medicare Advantage plan can help to ensure that your drug expenses are covered, contact a Medigap Medicare Supplemental insurance specialist for more information today at 866-323-1441.
Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.