Do you know that you have another alternative besides Medicare Supplement Insurance to expand Medicare’s benefits? Rather than join Medicare and supplement it with Medigap Insurance, you can sign up for one of several Medicare Advantage Plans from a private insurance company. These plans are known as Part C or MA Plans.
Medicare Advantage Plans combine your Medicare Part A, Part B and Part D benefits. To enroll in a MA Plan, you must be enrolled in Part A and B and live in an area where MA plans are available. Medicare Advantage Plans may not cost any more than your Part B premiums because federal subsidies go directly to insurance companies offering Advantage Plans.
These plans also provide coverage for dental, hearing, and vision needs. All Medicare beneficiaries are guaranteed acceptance regardless of pre-existing health conditions except for End Stage Renal Disease. If someone has one of the Medicare Advantage Plans before developing this disease, he could keep the coverage, though.
Medicare Advantage Plans have restrictions when it comes to selecting which doctors and hospitals you may use in non-emergency situations. Our website provides you complete information on the plans and pricing available in your area. Enrollment is permitted when you first become eligible for Medicare and from October 15 through December 7 each year. If You can find out which plans are available where you live and get free quotes through our website, or call us and request a free confidential consultation.
Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit www.MediGapAdvisors.com.