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The Medicare Supplement Insurance Alternative

Do you know that you have another alternative besides Medicare Supplement insurance to expand Medicare’s benefits? Rather than join Medicare and supplement it with Medigap insurance, you can sign up for one of several Medicare Advantage plans from a private insurance company. These plans are known as Medicare Part C or MA Plans.

Medicare Advantage plans combine your Medicare Part A, B and D benefits. At least, most Advantage plans cover prescriptions like a Part D Prescription plan. To enroll in a MA Plan, you must be enrolled in Part A and B and live in an area where MA plans are available. That’s easy because virtually all Medicare beneficiaries do have access to one or more of these plans. Medicare Advantage plans may not cost any more than your Part B premiums because federal subsidies go directly to insurance companies offering Advantage plans.

These plans also often provide coverage for dental, hearing, and vision needs. All Medicare beneficiaries are guaranteed acceptance regardless of pre-existing health conditions except for End Stage Renal Disease. If someone has one of the Medicare Advantage plans before developing this disease, he could keep the coverage, though.

Medicare Advantage plans have restrictions when it comes to selecting which doctors and hospitals you may use in non-emergency situations. Use our educational resources to learn more about how Advantage plans and Medicare Supplement insurance works. We’ve made it quick and easy to compare your choices with instant quotes on our site, but we’ll also assign one of our personal advisors to help you match your needs to the available plans.

Author: Jim McFadden
Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.

 

 
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