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States Opting Out Of Medicaid Expansion?

Medicaid ExpansionEven though the U.S. Supreme Court decided to uphold most of the Affordable Care Act, it gave states the choice to reject the Medicaid expansion. As we all know, a lot of uninsured people are relying on Medicaid because they can’t afford to pay for health insurance.

The Affordable Care Act planned to expand Medicaid eligibility to everyone under age 65 who earns up to 133 percent of the poverty level by 2014. The expansion would help 17 million uninsured people gain coverage.

The federal government plans to initially cover 100 percent of the cost of expanding Medicaid until 2020. After that, it will be reduced to 90 percent. The Center on Budget and Policy Priorities said that the federal government would pay nearly $931 billion through 2022. This would leave the states to pay $73 billion.

Six Republican states have announced that they will reject the Medicaid expansion. According to other interviews and public statements, 26 other governors (both Democrats and Republicans), stated that they are still undecided. If the states reject the proposed expansion of Medicaid, they would potentially be turning down a huge budget for their state in implementing the expansion and this would also mean denying coverage to millions of people who are currently uninsured.

While you’ve probably heard people say they’re willing to risk going without health insurance, it’s unlikely they have read the research on hospital admission records. For children, the risk is even greater than it is for adults. When Johns Hopkins researchers studied over 23 million hospital records in 37 states, they saw that children who went to any hospital without insurance died 60 percent more often than children who were covered by insurance, regardless of their medical problem. Researchers estimated we could have saved 17,000 children just by covering them with health insurance. How many more lives are we willing to extinguish over politics?

Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.

 

 
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  • paul hughes

    I was going to contact your company to discuss medicare and medigap ins coverage until I read your write up titled “states opting out of medicaid expansion” and the reference to 6 Republican states plus 26 other democrat and republican governors still thinking about it. Why have you chosen to politicize this topic by mentioning Republicans or Democrats? I came to your web site for professional advice not to listen to your political opinions! Consequently, I will not be contacting your company and hope others will do the same.

  • Jim McFadden

    Hi Paul,

    I sorry you feel that way. It was not my intention to politicize this topic. I was just stating the facts and my frustration with our current political system.

    I respect your opinion and I hope you will respect mine as well. Best of luck with your Medicare needs. We do offer a very professional service for people on Medicare, and that service is in no way politicized. We work hard to find Medicare recipients the best Medicare Supplement or Medicare Advantage plan for their needs.

    Thanks,
    Jim McFadden

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