Although colorectal cancer is one of the most preventable forms of cancer, it is also the third leading cause of cancer deaths in the United States. In an effort to reduce this tragedy, March has been dubbed National Colorectal Cancer Awareness Month.
The screening options used to detect colorectal cancer include colonoscopy, and flexible sigmoidoscopy. If you have Medicare, it will pay from 75 to 80 percent of the cost for these procedures.
Medicare will cover a colonoscopy once every two years if you have had colorectal polyps or colorectal cancer, have a family history of colorectal cancer, or have inflammatory bowel disease. Otherwise, Medicare will cover a colonoscopy once every ten years, but not within four years of a flexible sigmoidoscopy. There is no minimum age requirement for Medicare to cover colonoscopy.
If you are at least 50, Medicare will cover a flexible sigmoidoscopy once every four years, and Medicare will cover these services without requiring a Part B deductible. Medicare will pay for 80 percent of the cost of a colonoscopy or flexible sigmoidoscopy, or 75 percent if these procedures are performed in an ambulatory surgical center or hospital outpatient department.
Medicare Supplement Insurance, or Medigap Insurance, is available if you have Medicare Part A and Part B to cover expenses not covered under Medicare. There is an open enrollment period for the first six months after you turn age 65, in which you do not need to qualify or answer any questions about your medical history.
At MediGap Advisors, we can help you select the Medicare Supplement Plan that is right for you at the best price we can find. We’ll make the process easy and hassle-free, and show you plans from the highest-rated companies, such as Anthem Blue Cross Blue Shield, Humana One, Mutual of Omaha, and UnitedHealthcare. You can get started with our Medigap “How To” Guide, or call us at 866-323-1441. Our friendly advisors will answer your questions, and make signing up simple.
Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit www.MediGapAdvisors.com.