Seniors report they are more satisfied with their health care, and experience fewer problems accessing care and paying for care than people who get health insurance through their employers. These were the results of a survey by Commonwealth Fund researchers published online in the journal Health Affairs.
The seniors who participated in the survey reported fewer negative insurance experiences than people with employer-based insurance. That includes fewer problems like having expensive medical bills for non-covered services, being charged more than their insurance would pay, or doctors not accepting their insurance.
Sixty-one percent of the Medicare beneficiaries rated their medical care as excellent or very good, but just half of those with employer-based insurance rated their insurance as highly. Fifty-seven percent of Medicare beneficiaries were confident they could get high-quality, safe care in the future. Only 46 percent of people with employer-based insurance could say the same.
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Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit www.MediGapAdvisors.com.