It’s summertime, and it’s time to have some fun like planning a trip to the beach, the mountains or even outside the country. While checking off essentials and packing your bags, have you thought about health insurance coverage? This is especially important if you plan on traveling abroad.
If you have Medicare alone, you’ll be disappointed to know that Medicare doesn’t provide benefits for treatment outside the U.S. except when traveling from Alaska to the contiguous United States (or when you’re in the U.S. and a foreign hospital is closer than a U.S. hospital). An emergency could leave you on the hook for thousands of dollars, if you can find someone to treat you at all!
Where to Find Foreign Travel Coverage
One sure way to protect yourself while traveling abroad is with a Medicare supplement plan. Plans C, D, F, G, M and N all provide benefits outside the U.S. during your first 60 days of travel – up to $50,000 per lifetime, after a $250 deductible.
Another option is to get a short term travel plan that will cover you outside the U.S. Many will even fly you back home in the case of an emergency.
Our MediGap Advisors team can help you find the plan that’s best for you. Remember – there is never any cost to you for our services!
What are your summer plans? Do you have any travel advice for our readers? Do you have any Medicare questions you would like us to answer?
Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage. For more information visit www.MediGapAdvisors.com.