As a general rule, Medicare does not cover foreign travel. If you have a Medicare Supplement Insurance Plan (aka a Medigap Plan), it may cover emergency medical care you get outside the U.S. One of the best ideas in Medigap Plans is that 10 choices let you pick the benefits you most need, so some plans have that coverage and some don’t. Medigap Plans C, D, F, G, M, and N do.
These Medigap Plans pay for medically-necessary emergency care outside of the U.S. with a $250 annual deductible during the first 60 days of your trip. Foreign travel emergency coverage through Medicare Supplement Insurance Plans comes with a lifetime limit of $50,000.
When you look at these Medigap Plans, think about your other common health care expenses and look for the plan with the best overall benefits. Once you are sure which Medigap Plan works best for you, compare the prices offered by different leading insurance companies.
We can help you research your options. Different states provide different Medigap Plans, but all states offer at least one type. You can also run our instant quotes to see instantly which plans are available where you live.
Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.