Better Looks Don’t Necessarily Mean Better Health; New Study Proves that Seniors Need to Work on the Inside, Too
A new study by researchers at the University of California, Los Angeles is proving that seniors need to pay attention to what’s on the inside as much as they pay attention to what’s on the outside. According to a Business Insurance article by Joanne Wojcik, “With Botox, wrinkle creams and plastic surgery readily available, people these days are looking a lot younger as they enter their golden years. But regardless of the how smooth their faces may be, their bodies are getting pretty rickety.”
In fact, their bodies are getting so rickety that U.S. residents between the ages of 60 and 69have more disabilities than their parents and their grandparents. The disabilities appear to transcend sociological and demographic characteristics, health status, and health behaviors, but the disability rates are highest amongst non-white individuals who are obese or overweight.
According to the Integrated Benefits Institute, nine out of 10 active employees have one or more chronic health problems, such as depression, asthma, heart disease, and diabetes.
What do these findings mean for the nation?
Not only does this research indicate that Americans are taking less care of themselves, despite the increase sales of products promising to restore youthful appearances, but the research also points to a costly trend. The U.S. Census Bureau reported that the U.S. spent more than $1 trillion in Medicare, Medicaid, and Social Security benefits in 2008. That figure amounts to nearly half of the federal budget. By comparison, in 1962, defense spending, not healthcare, made up half of the federal budget.
Medicare beneficiaries are sure to see changes in what is covered by their Medicare plans over the coming years as the federal government works to reduce spending on healthcare programs. As such, many Medicare beneficiaries will also see a corresponding increase in their rates and fees.
To help protect themselves, financially, against these impending increases, many Medicare beneficiaries would be wise to enroll in Medicare Advantage plan or Medicare Supplemental insurance plans that will cover more healthcare services and provide greater flexibility.
Contact a Medicare specialist for more information about which plans may help to protect you and your loved ones, especially if the expected changes take place. For help finding the best Medigap insurance for your situation, contact Medigap Advisors at 866-323-1441.
Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.