Gerber
Life Insurance Company
Medicare Supplement Plans
Gerber
Life Insurance is one of the most trusted and recognized brand names
in the insurance business. Since 1967, Gerber Life Insurance Company has
provided quality life insurance. Gerber Life has more than $33 billion of
life insurance in force, and helps provide financial security to over 2.9 million
policies. Online
quotes are not yet available for Gerber Medicare Supplement (Medigap) plans.
To obtain a quote, you should call MediGap
Advisors at 866-323-1441
or download the product coverage brochure and rate chart for your state below. The
chart below shows the benefits included in each of the twelve standard Medicare
Supplement (Medigap) plans.
|
Features
|
A
|
B
|
C
|
D
|
E
|
F*
|
G
|
H
|
I
|
J*
|
K**
|
L**
| |
Basic
Benefits
|
|
|
|
|
|
|
|
|
|
|
50%
|
75%
| |
Skilled
Nursing
Coinsurance
|
-
|
-
|
|
|
|
|
|
|
|
-
|
50%
|
75%
| |
Part
A
Deductible
|
-
|
|
|
|
|
|
|
|
|
|
50%
|
75%
| |
Part
B
Deductible
|
-
|
-
|
|
-
|
-
|
|
-
|
-
|
-
|
| | | |
Part
B Excess
|
-
|
-
|
-
|
-
|
-
|
100%
|
80%
|
-
|
100%
|
100%
| | |
|
Foreign
Travel
Emergency
|
-
|
-
|
|
|
|
|
|
|
|
| | | |
At-Home
Recovery
|
-
|
-
|
-
|
|
-
|
-
|
|
-
|
|
| | |
|
Preventive
Care
|
-
|
-
|
-
|
-
|
|
-
|
-
|
-
|
-
|
| | | |
*
Plan F and Plan J also have high deductible options, which some companies
may offer. These high deductible plans pay the same benefits as Plan F
and J after one has paid a calendar year $2000 deductible. Benefits from
high deductible Plans F and J will not begin until out-of-pocket expenses exceed
$2000. **
Plans K and L provide for different cost-sharing for items and services than
Plans A through J. With either of these plans, once you reach your annual
"out-of-pocket limit," the plan will then pay 100% of the Medicare
co-payment, co-insurance and deductibles for the rest of the calendar year.
The out-of-pocket limit does not include charges for any provider that exceeds
Medicare-approved amounts, known as "excess charges." The annual
out-f-pocket limits for these plans in 2009 are $4620 for Plan K, and $2310
for Plan L. ***
Not all plans are available in all states. Download a brochure to compare
Medicare Supplement (Medigap) plans in your area.
How
to Apply Once
you decide on a plan, you can select your state's application below, complete
the forms, and fax them to us toll-free at 866-284-0082. Then mail
the original copy of your application*, along with a check for the first month's
premium to: MediGap
Advisors
1001-A E. Harmony Rd., Suite
519
Fort Collins, CO 80525
Attn: New Enrollments *
If paying via bank draft, you do not need to mail your application Before
submitting your application, be sure that you: - Complete
all forms in full and sign them.
- Make sure to
use the correct application for your state.
- If you are
not applying during an open enrollment period, be sure to answer all health questions.
- Include a check,
money order or cashiers check in the amount of the premium for the mode selected,
or the bank draft authorization, if premiums are to be drafted, submitted along
with your application. All checks should be made payable to Gerber.
If
you have any questions, call 866-323-1441 and we'll give you a quick answer
or assign someone on our team to be your own personal MediGap
Advisors. | 
