Genworth
Financial Insurance Company
Medicare Supplement Plans

Since
writing their first policy in 1871, as The Life Insurance Company of Virginia,
Genworth Financial has been committed to helping people effectively protect and
achieve the comfort of financial security. Today, Genworth Financial serves
the senior market place with Medicare Supplement (Medigap) policies that are very
competitively priced in many states. Online
quotes are not yet available for Genworth Medicare Supplement (Medigap) plans.
To obtain a quote, you should call MediGap
Advisors at 866-323-1441. The
chart below shows the benefits included in each of the ten standard Medicare
Supplement (Medigap) plans.
|
Features
|
A
|
B
|
C
|
D
|
F
|
G
|
K
|
L
|
M
|
N
| | Part
A Hospital Coinsurance |
|
|
|
|
|
|
|
|
|
| | Lifetime
Reserve Days |
|
|
|
|
|
|
|
|
|
| | 365
More Hospital Days |
|
|
|
|
|
|
|
|
|
| | Parts
A and B Blood |
|
|
|
|
|
|
50%
|
75%
|
|  |
| Part
B Coinsurance |
|
|
|
|
|
|
50%
|
75%
|
|  |
| Part
A Hospice Coinsurance |
|
|
|
|
|
|
50%
|
75%
|
|  |
| Skilled
Nursing Coinsurance |
-
|
-
|
|
|
|
|
50%
|
75%
|
|  | | Part
A Deductible $1,100 in 2010 |
--
|
|
|
|
|
|
50%
|
75%
|
50%
|
| Part
B Deductible $155 in 2010
(except for
$20 copay for office visits and a $50 copay for Emergency Room visits) |
--
|
-
|
|
-
|
|
-
|
-
|
-
|
-
|
-
| | Part
B Excess |
--
|
--
|
-
|
-
|
|
|
-
|
-
|
-
|
-
| | Foreign
Travel Emergency |
--
|
--
|
|
|
|
|
-
|
|
|
| | Out
of Pocket Limits |
-
|
-
|
-
|
-
|
-
|
-
|
$4,620
|
$2,310
|
-
|
-
| |
Plan
F also has high deductible options, which some companies may offer. These
high deductible plans pay the same benefits as Plan F and J after one has paid
a calendar year $2000 deductible. Benefits from high deductible Plans
F will not begin until out-of-pocket expenses exceed $2000.
Plans K through N provide for different cost-sharing for items and services
than Plans A through G. With Plans K and L, once you reach your annual
"out-of-pocket limit," the plan will then pay 100% of the Medicare
co-payment, co-insurance and deductibles for the rest of the calendar year.
The out-of-pocket limit does not include charges for any provider that exceeds
Medicare-approved amounts, known as "excess charges." The annual
out-f-pocket limits for these plans in 2010 are $4620 for Plan K, and $2310
for Plan L. Deductible
- Part A $1132 (appears twice in the benefit grid); Part B $162 With
Plan M you pay 50% of your Part A Deductible ($1132 per benefit period), as
well as the entire Part B deductible ($162 in 2011). Plan N pays all of your
Part A Deductible, and you pay the entire Part B deductible ($162 in 2011) plus
a $20 copayment for office visits and a $50 copayment for Emergency Room visits. After
the Medicare Supplement plan is mailed or delivered, you have a 30-day free
look to examine the plan and to decide if you want to keep it. If you
return the plan within 30 days, all of your money will be refunded. Note:
Not all plans are available in all states. Run an instant
quote to see plans in your area, or contact
us for your available options.
How to Apply
Once
you decide on a plan, contact us
and we will email you the application. Then simply complete the application
and fax it to us toll-free at 866-284-0082. Mail the original copy
of your application*, along with a check for the first month's premium to: MediGap
Advisors
Application Processing Department
194 Treasure Lake
DuBois, PA 15801 *
If paying via bank draft, you do not need to mail your application Before
submitting your application, be sure that you: - Complete
all forms in full and sign them.
- Make sure to
use the correct application for your state.
- If you are
not applying during an open enrollment period, be sure to answer all health questions.
- Include a check,
money order or cashiers check in the amount of the premium for the mode selected,
or the bank draft authorization, if premiums are to be drafted, submitted along
with your application. All checks should be made payable to Genworth
Financial.
If
you have any questions, call 866-323-1441 and we'll give you a quick answer
or assign someone on our team to be your own personal MediGap
Advisors. About
Genworth Financial Insurance Company Headquartered
in Richmond, VA, Genworth Financial Insurance is an international financial services
organization that offers a portfolio of primarily consumer-focused products through
its various companies, including annuities, combination products, investment services,
life insurance, long term care insurance, Medicare supplement (Medigap) insurance,
mortgage insurance, and payment protection insurance. Even
in today's challenging environment, Genworth Financial is strategically focused
and positioned to provide the stability, confidence one can rely on now and in
the future. Genworth Financial is a publicly traded global financial security
company with more than $100 billion in assets and a presence in more than 25 countries.
Genworth Financial is also recognized in Standard & Poor's 500 Index of Leading
U.S. companies and ranked in the Fortune 500. Genworth
is rated "A+" (Excellent) by the A.M.
Best Company, an independent insurance rating organization. MediGap
Advisors
is an independent Genworth Financial producer. |