Medigap Supplement Insurance policies may also cover certain things that Medicare doesn't cover at all, adding to the benefit of owning Medicare Supplement Insurance. If you are in Original Medicare and you have a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. After your coverage is review by a Medicare Supplement Insurance company, such as www.medigapadvisors.com, then your Medigap policy pays its share. The traditional Medicare policies do not pay any of the costs for you to get a Medigap policy. These Medicare Supplement Insurance policies must be purchased separately by the individual from private companies such as www.medigapadvors.com

Also, a Medigap policy is different than a Medicare Advantage Plan, such as an HMO or PPO, because it's not a way to get Medicare benefits. Every Medigap policy must follow Federal and state laws designed to protect the consumer and it must be clearly identified as "Medicare Supplement Insurance." Medigap insurance companies can only sell you a "standardized" Medigap policy. You can identified standard Medicare Supplement Insurance policy by the letters A through L. Each standardized Medigap policy must offer the same basic benefits, no matter which insurance sells it. Cost can be a big factor, despite minor differences in content. Therefore, each Medicare Supplement Insurance offer should be carefully reviewed.