Your personal Medigap insurance plan policy won't cover your spouse's health care or provide for any "gap" insurance. Medigap insurance policies are designed to cover other extra benefits that aren't covered by Medicare.

You are guaranteed the right to buy a Medigap insurance policy under certain circumstances. You can review the qualifications with your insurance agent, or do your own research online at many of the private insurance companies' websites that offer Medigap insurance, such as www.medigapadvisors.com. A Medigap insurance policy is health insurance sold by different private insurance companies to fill gaps in primary medical coverage. Medigap insurance policies are not designed to work with any other type of health insurance. Medigap insurance does not work with the following types of insurance; Veterans Administration (VA) benefits, or TRICARE Medicare Advantage Plans, or employer/union group coverage.

Medigap insurance policies can save a customers thousands of dollars of out of pocket expenses by helping to pay a share, related to the coinsurance, copayments, or deductibles, of some of the costs of Medicare-covered services. Some Medigap insurance policies cover certain costs not covered by traditional Medicare. If you are interested in purchasing a Medigap insurance policy and already know the basics about Medicare and want to learn about Medigap basics,much more detailed information is available online or through the private insurance companies that offer Medigap insurance policies such as www.medigapadvisors.com