American National Medigap Plans

American National Life Insurance of Texas Medicare Supplement Plans

American National Life Insuance of Texas was chartered in 1905 and has evolved into an industry leader, ranking among the largest of life insurance companies in the United States.

You can run Instant Quotes to compare plans in your area.  You can also view the plans pdf brochure by selecting your state below. 

The chart below shows the benefits included in each of the twelve standard Medicare Supplement (Medigap) plans.

Features A B C D E F* G H I J* K** L** Basic Benefits 50% 75% Skilled Nursing Coinsurance - - - 50% 75% Part A Deductible - 50% 75% Part B Deductible - - - - - - -     Part B Excess - - - - - 100% 80% - 100% 100%     Foreign Travel Emergency - -     At-Home Recovery - - - - - -     Preventive Care - - - - - - - -

* Plan F and Plan J also have high deductible options, which some companies may offer.  These high deductible plans pay the same benefits as Plan F and J after one has paid a calendar year $2000 deductible.  Benefits from high deductible Plans F and J will not begin until out-of-pocket expenses exceed $2000.

** Plans K and L provide for different cost-sharing for items and services than Plans A through J.  With either of these plans, once you reach your annual "out-of-pocket limit," the plan will then pay 100% of the Medicare co-payment, co-insurance and deductibles for the rest of the calendar year.  The out-of-pocket limit does not include charges for any provider that exceeds Medicare-approved amounts, known as "excess charges."  The annual out-f-pocket limits for these plans in 2009 are $4620 for Plan K, and $2310 for Plan L.

*** Not all plans are available in all states.  Get a Medicare Supplement Quote, or download a brochure to compare Medicare Supplement (Medigap) plans in your area.

How to Apply

Once you decide on a plan, you can select your state's application below, complete the forms, and fax them to us toll-free at 866-284-0082.  Then mail the original copy of your application*, along with a check for the first month's premium to:

MediGap Advisors
1001-A E. Harmony Rd., Suite 519
Fort Collins, CO 80525
Attn: New Enrollments

* If paying via bank draft, you do not need to mail your application

Before submitting your application, be sure that you:

1. Include the National Consumer's Advantage Association (NCAA) membership form if you are already a member, (Dues are charged, in addition to your Medicare Supplement premium.  The cost of membership dues can vary by state, please refer to the application for your state for the exact amount you will be charged).
   
   
2. Complete all forms in full and sign them.
   
   
3. Make sure to use the correct application for your state.
   
   
4. If you are not applying during an open enrollment period, be sure to answer all health questions.
   
   
5. Include a check, money order or cashiers check in the amount of the premium for the mode selected, plus a one-time $20 application fee, made out to Standard Life Insurance.  (Some states do not have an application fee so please refer to your application or give us a call to find out).
   
   
6. The bank draft authorization, if premiums are to be drafted, is submitted along with your application.

If you have any questions, call 866-323-1441 and we'll give you a quick answer or assign someone on our team to be your own personal MediGap Advisors.

American National Medicare Supplement Applications

American National Medicare Supplement Brochures

About American National Life Insurance of Texas

American National was founded in 1905 by Galveston businessman William Lewis Moody, Jr.  Today the company offers a wide array of insurance products and services including life insurance, annuities, health insurance, property and casualty insurance, credit insurance, and pension plan services.  American National was listed in Forbes Magazine in its "100 Most Trustworthy Companies" list for 2009.

American National Life Insurance of Texas is rated "A" (Excellent) by the A.M. Best Company, an independent insurance rating organization. 

MediGap Advisors is an independent American National Life Insurance of Texas producer.

Your Medicare Supplement Insurance Professional Advisors!

Contact Us   

Follow us on:

MedigapAdvisors.com
© 2010 - All Rights Reserved
Medigap Advisors is not connected with or endorsed by the United States Government or the federal Medicare program.